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Will my insurance cover my newborn?

ANSWER

You need to get in touch with your employer, insurance company, or state Marketplace to add a child to your health plan shortly after you give birth. Many employers require you to add your baby to your policy within 30 days. Having a baby qualifies you for a special open enrollment period in your state’s marketplace and allows you 60 days to choose a plan for your baby or make changes to your existing plan. Depending on your income, your child may qualify for Medicaid or CHIP even if you have a policy through your employer or state Marketplace.

From: Insurance When You're Pregnant: FAQ WebMD Medical Reference

Reviewed by Sarah Goodell on September 18, 2018

Medically Reviewed on 9/18/2018

SOURCES:

The American Congress of Obstetricians and Gynecologists: "Committee Opinion: Benefits to Women of Medicaid Expansion Through the Affordable Care Act," January 2013.

Medicaid.gov: "Pregnant Women."

Healthcare.gov: " "  Is My State Expanding Medicaid Coverage?

USDA.gov: "WIC Income Eligibility Guidelines."

Coverageforall.org: 2016 Federal Poverty Level.

Reviewed by Sarah Goodell on September 18, 2018

SOURCES:

The American Congress of Obstetricians and Gynecologists: "Committee Opinion: Benefits to Women of Medicaid Expansion Through the Affordable Care Act," January 2013.

Medicaid.gov: "Pregnant Women."

Healthcare.gov: " "  Is My State Expanding Medicaid Coverage?

USDA.gov: "WIC Income Eligibility Guidelines."

Coverageforall.org: 2016 Federal Poverty Level.

Reviewed by Sarah Goodell on September 18, 2018

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