A chronic condition is a health problem that can't be cured, but it's not immediately life threatening. These are some chronic conditions: allergies, arthritis, asthma, diabetes, and heart disease.
When you have a chronic condition, you'll likely need to see a doctor more often. You'll probably need more prescriptions and other health services than you would if you didn't have a chronic condition.
Starting in 2014, you can't be denied coverage or pay higher costs for a health plan because you have a chronic condition.