Cost sharing

Cost sharing describes how both you and your insurance company pay your health costs. You pay a portion for each service you get, such as seeing a doctor or filling a prescription. Depending on the type of health plan you have, you may pay your share of the costs as a:

  • Copayment, which is a fixed amount like $15 for a doctor's visit

  • Coinsurance, which is a percentage of the cost of care, such as 30% of the cost

  • Deductible, which is an amount you must spend on your care before your health plan pays anything toward your medical expenses.


WebMD Medical Reference Reviewed by Sarah Goodell on June 21, 2021
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