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Health Care Reform:

Health Insurance & Affordable Care Act

Increase in Family Premiums Make Employees 'Feel Pain' Amid Reform Debate

Health Care Costs Rise Again for Workers, Firms

Costs Rise, Benefits Reduce

Companies of all sizes continued to pare benefits this year, the survey shows. Among firms that provide health insurance, 21% reduced the scope of benefits or increased worker cost-sharing due to the downturn, and 15% raised the worker’s share of the premium.

Next year will put even more financial pressure on workers, the survey suggests. It shows that 42% of employers are very likely or somewhat likely to increase the amount workers pay for insurance next year, and that 36% are very or somewhat likely to raise worker deductibles. Similar percentages of employers also expressed a likelihood of raising co-pays for office visits and prescription drugs.

The most popular health plan remains the preferred provider organization (PPO), with 60% of workers enrolled. The survey reported that 8% of workers had high-deductible plans with savings options, unchanged from the year before. These health plans have not gained much traction among workers, the survey sponsors say.

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