What Is a Pre-existing Condition?

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Barry Nolan
January 1st, 2014, what does the law say about things like preexisting conditions?

Larry Kapson
Preexisting conditions? Well, it's kind of self-explanatory, the statement itself.

Barry Nolan
So, the explanation of it would be --

Larry Kapson
Something that exists already

Rebecca
Preexisting condition, I'd heard of that. I think it's probably something that illness that you had and that's preexisting to ummm…

Barry Nolan
What is a preexisting condition?

Erin
Oh, that's easy. That’s when you're already sick and you want to get health insurance.

Barry Nolan
What happens regarding preexisting conditions January 1st, 2014?

David
They don't matter anymore.

Barry Nolan
Well, sure they mattered to the person that has them

David
To the insurance companies, they're allowed to ask, I would assume something like that.

Sam Wagner
Something that you already have before right now.

Barry Nolan
What is a pre-existing condition?

Grace Heckmann
A condition for which you require a medical treatment that you have prior to entering into insurance contracts.