Other Help From the Affordable Care Act
You and your children will get other helpful protections from the Affordable Care Act for vision and dental problems:
- Your children cannot be turned down for coverage because they already have a vision or dental problem.
- The amount of money you pay out of pocket for care and prescriptions is capped. Your costs will not go over a certain total each year. This starts in 2014.
- Children with a chronic or long-term problem will get lifetime care for that problem. The law does away with limits on what insurance will pay.
Vision and Dental Care for Adults
As an adult, you won't get much benefit from the Affordable Care Act when it comes to vision or dental care. The law does not require insurers to extend dental and vision benefits to adults.
Medicare does not cover vision or dental care either. If you have Medicaid, it's up to your state to decide whether vision or dental care for adults will be covered.
Most Marketplaces throughout the country will sell adult and family dental plans. Call or log onto your state’s Marketplace to learn what’s available where you live.