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Health & Pregnancy

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What It Costs to Have and Raise Twins

Your Twins’ First Year: $25,880

If you’re average, middle-income parents, you can expect to spend $25,880 on your twins in their first year, according to 2013 figures from the U.S. Department of Agriculture (USDA). “Middle income” is a combined gross income of $61,530 to $106,540.

Keep in mind that the $26,000 -- about $2,170 a month -- includes start-up costs to make room for your growing family, like buying a bigger house and car. With more children, you can divide expenses. Twins can share a room, toys, and clothing. You also may be able to find other twin discounts.

Here’s how the first-year expenses break down for a middle-income couple:

Housing: $8,140. Includes utilities, furniture, and appliances.

Food: $2,900

Transportation: $3,460

Clothing and diapers: $1,580

Health care : $1,800

Child care : $6,180

Other: $1,820. Includes books, toothbrushes, and electronics.

Expenses for Raising a Family

What you’ll spend to raise your family depends on how many other children you have, where you live, and whether both parents work.

How many children you have: With more children, you can share costs like housing, transportation, food, clothing, and toys. Older children can pass down items like car seats and cribs they’ve outgrown to younger siblings.

Where you live: Cost of living affects baby expenses. For example, transportation, health care, and housing costs tend to be highest in cities.

Whether you need child care: After housing, it’s the largest expense for young children. Child care services often give sibling discounts. Otherwise you can save on child care if one parent stays home or if relatives or friends pitch in with free care.

Raising Your Twins: $490,680

You might say your twins are “worth” half-a-million bucks. The USDA estimates middle-income families will spend $490,680 to raise twins born in 2013 through high school. If your income is lower, you’ll spend $353,100. If it’s higher, you may spend $815,640.

That doesn’t even include college costs. So it’s never too early to start padding your nest egg for your twins’ future.

WebMD Medical Reference

Reviewed by Nivin Todd, MD on October 24, 2014
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