Mental Health Support During Cancer Treatment
Many people have depression and anxiety during cancer treatment. Starting in 2014, you can get free depression screening. And all health plans must offer mental health services as part of the essential benefits package. How much you pay for it depends on the plan you enroll in.
You can also get these services through Medicare and Medicaid.
Savings on Cancer Drug Costs for Seniors
If you're on Medicare and take medicine for cancer, health reform has good news for you. The "donut hole" is slowly going away and will be gone by 2020. That's the gap in Medicare coverage for prescription drugs. See "What Medicare Costs, Part D" to get the details.
Essential Health Benefits
If you buy health insurance through your state's Marketplace, your plan must cover certain essential health benefits. You may need some of these services as a cancer patient, such as:
- Chronic disease care
- Emergency care
- Hospital care
- Lab services
- Mental health services
- Outpatient treatment
- Prescription drug coverage
- Rehabilitation services
Be aware that each state determines the details of exactly what must be covered under these categories. Individual health plans may add to those minimum requirements. So whether you get your insurance through an employer or on your state's Marketplace, read the plan's summary of benefits to see what your costs will be before you enroll.