Skip to content

    Health & Pregnancy

    Font Size
    A
    A
    A

    What It Costs to Have a Baby

    The expenses you’ll face when you have your first baby, and tips for spending wisely on your newborn.

    Hospital Expenses continued...

    Medicaid or group private insurance plans, however, cover almost all pregnancy-related health care costs.

    "It's important to be aware that these numbers reflect the amount a hospital will charge for these services, rather than the actual cost," says Anne Elixhauser, PhD, senior research scientist at the Agency for Healthcare Research and Quality. "The actual amount of what it costs the hospital to perform the service is about 30% of what's charged."

    For someone facing out-of-pocket costs, this is an important negotiating tool.

    "Ask and negotiate with a hospital to pay a discounted rate," Sakala says. "Since what is being charged is significantly higher than the actual cost, you have some room to potentially save."

    The Bottom Line

    Here's a cheat sheet of some of the approximate costs -- or ranges, depending on your insurance situation -- you'll face when you decide it's time to have a baby:

    • Prenatal care: $0-$2,000
    • Prenatal vitamin: $15 for a 30-day supply
    • Maternity clothes: Free, if shared
    • Crib: $200
    • Wipes: $10 for a box of 400
    • Diapers: $40 for a box of 250
    • Monitor: $25
    • Changing table and pad: $125
    • Baby clothes: Free, if shared
    • Car seat: $125
    • Childbirth classes: $50-$200 per class
    • Hospital costs: $0-$15,000
    1 | 2 | 3
    Reviewed on March 04, 2013

    Pregnancy Week-By-Week Newsletter

    Delivered right to your inbox, get pictures and facts on
    what to expect each week of your pregnancy.

    Today on WebMD

    hand circling date on calendar
    Track your most fertile days.
    woman looking at ultrasound
    Week-by-week pregnancy guide.
     
    Pretty pregnant woman timing contaction pains
    The signs to watch out for.
    pregnant woman in hospital
    Are there ways to do it naturally?
     
    slideshow fetal development
    Slideshow
    pregnancy first trimester warning signs
    Article
     
    What Causes Bipolar
    Video
    Woman trying on dress in store
    Slideshow
     
    pregnant woman
    Article
    Woman looking at pregnancy test
    Quiz
     
    calendar and baby buggy
    Tool
    dark chocolate squares
    Slideshow