Breast Implants and Health Insurance
Insurance Eligibility and Breast Implants
Some insurance companies consider breast augmentation surgery a "pre-existing condition," and some women who have had breast implants have found that they have problems getting health care coverage.
The Affordable Care Act prevents health insurance companies from denying people coverage due to pre-existing conditions. However, health insurance companies can:
- Charge higher premiums.
- Limit your coverage. For instance, some insurers won't cover diseases of the breast - including breast cancer -- if you have breast implants.
- Deny you coverage altogether.
- Refuse to renew your policy.