Got Health Insurance? What Health Reform Means WebMD breaks down the health reform changes and explains what they mean for you and your family if you already have health insurance, Medicare, or Medicaid. http://img.webmd.com/dtmcms/live/webmd/consumer_assets/site_images/articles/thumbnails_daily_images/2010/09_2010/69x75_health_insurance_changes_01.jpg Got Health Insurance? What Health Reform Means If you have health insurance (including Medicare or Medicaid) now, health reform will still affect you. Here's how.