Are worries about debt weighing you down? Use this checklist to help you curb your expenses and get in better financial health.
Cut up your credit cards. If you want to keep one, leave it at home.
Organize your financial records. Figure out how much you owe and to whom.
Track what you spend this month, looking for unnecessary expenses you can cut next month.
Pay bills on time to avoid late charges.
Pay credit card balances in full if you can. Next best thing: Make...
Exercise regularly. You'll feel better and be more prepared to handle problems.
Eat healthy. Avoid too much sugar. Focus on fruits, vegetables, whole grains, and lean protein. When you're stressed, you'll probably want less-nutritious comfort foods, but if you overdo them, they'll add to your problems.
Try to manage your time wisely.
Say no, where you can, to things that would add more stress to your life.
Make time for hobbies and interests.
Get enough rest and sleep. Your body needs time to recover from stressful events.
Don't rely on alcohol, drugs, or food to help against stress. Ease up on caffeine, too.